Promissory Note : The Details

A promissory note is a legal instrument which is a signed document containing a written promise to pay a stated sum to a specified person at a specified date or on demand.

Promissory note is a written promise to pay a debt. It is a financial instrument, in which one party (maker or issuer) promises in writing to pay a determinate sum of money to the other (the payee), either at a fixed, determinable future time or on demand of the payee subject to specific terms.

Thus, a proissory note generally means a signed document containing a written promise to pay a stated sum to a specified person or the bearer at a specified date or on demand. A promissory note can be either payable on demand or ata specific time.

If the promissory note is unconditional and readily saleable, it is called a negotiable instrument.

The terms of a note usually include the principal amount, the interest rate (if any) the parties, date, terms of repayment (which could include interest) and the maturity date.

Losing a job can be an extremely bad experience

Losing a job can be an extremely bad experience. But at present, with the changing landscape in the workforce, the shame of unemployment should be a thing of the past.

In the old days, unemployment was equated with failure and blame fell squarely on the individual who couldn't hold a job. Today, with organizaitons in constant transition, most people have had either a direct or indirect experience of seeing someone leave their job without another to go to. In fact, most the professionals who reached out about their unemployment experiences agreed to do so only on condition of anonymity, indicating that we haven't come that far.

Many human resources professionals, said that they understand why corporations look through the resumes of the unemployed. The demand for jobs simply outweighs the supply of talent and hiring managers need a way to go through applications quickly. Yet the struggles of enemployment keep increasing due to the ruling out of those candidates who were a casualty of downsizing or bankruptcies.

On addition, the sting of unemployment grows more pronounced as you age. Having a graduation date on your professional profile that places you in your 50s does carry a much greater stigma than that of someone in their early 30s. Job seekers need to recognize that this shame still exists.

Brittoni:Habituation of eating eye shadow

A young woman from Toledo, Ohio, who has been addicted to eating eye shadows since she was a toddler, has finally decided that she would be better off without her dangerous habit.

When Brittoni made an appearance on TLC's 'My Strange Additiction' she told viewers that she can imagine the make-up coating her insides, while comparing her addiction to the craving of a candy bar.

Brittoni, 22, had asserted at the time that she enjoys consuming eye shadows, and loves the metallic grey, white and brown colours especially.

But, Brittoni has now vowed to give up her addiction afer being warned by doctos that the arsenic, lead and nickel in the product could give her further heart problems, cancer or even kill her.

Unsecured Personal Loans : Try It Now!

All we know that having a bad credit history should not backside you from trying to seek financial help when you are in a crucial stage. Bad Credit Loans are now available that suits for you and can help you come out of your financial crisis. These can also be suitable for those who are trying to get credit for the first time.

When you are searching for a loan, finding a lender to help you out when you have bad credit or no credit may seem unimaginable. Here No Credit Check Loans are certainly great option for many borrowers who may be dupes to getting the same. In fact there are many of the lenders who claim to offer real No Credit Check Loans are actually frauds. But at this platform you can get real deal to fulfil your needs.

You know what? Unsecured Personal Loans are usually more difficult to get approval on anyway, but getting fast loan approval with no collateral and with poor credit ratings is something difficult. Here is the option to get Unsecured Personal Loans that are within reach of bad credit borrowers, and can be granted and transferred into a bank account as quickly as just after submitting the application. So, try it now!

Laptop Buying Guide

Nowadays all students need a laptop. Follow these tips to identify a perfect one.

1. Pick a portable size:

Although 15-inch laptops tend to be the cheapest, 11 to 14-inch models are better for students on the go because they usually weigh less than 2 Kg., making them much easier to transport.

2. Consider a touch screen hybrid:

Windows 8 sports an inerface that works a lot better with a touch screen, so consider buying a laptop with a touch screen. However, if you want full touch experience, consider a hybrid laptop. One good choice is the Dell XPS 12.

3. Go for at least 5.5 hours of battery life:

It's not always easy for students to plug in when they are going to class or finishing a paper in the campus. So get a notebook that lasts at least 5 hours and 30 minutes on a charge. Have a home-grown battery test, which invloves continuous Web surfing over Wi-Fi.

Lovers Married After 60 Years

Couple from San Diegoreunites after 60 years and gets married. Yeah! It is true!

Love moves in myserious ways, and that's certainly the case for 81-year-old (Sorry! Young..!!!) Cynthia Riggs. The divorced author from Martha's Vineyard became the central character in her own mystery after receiving a love letter written in code in the mail.

It was mystery that took the author back 60 years, to when she worked at a San Diego marine laboratory with a young man named Howard Attebery. When Ms Riggs tracked Dr Attebery down in California he admitted to sending the note. In a final twist to the story, Dr Attebery confessed his love for Ms Riggs and the couple got married.

Although they never dated when they worked together, the pair used to pass coded messages to each other at the laboratory. Ms Riggs said she told."I liked him a lot but I didn't see any romantic interest in it."

Dr Attebery however, adored his co-worker and kept all of the notes she passed him. Because he was sure Ms Riggs did not feel the same way, he never asked her out - until he was 90 years old.

After the death of his wife, Dr Attebery stayed single for a long time, before finally plucking up the courage to track down Ms Riggs. And, after years of not knowing how to tell her how he felt, Dr Attebery's coded meassage read: 'I never stopped loving you.'

The pair exchanged letters for about a year before meeting and, when they were finally reunited in California, he proposed within an hour: "You know, love is a great place to spend the rest of your life,' he said. The couple had a commitment ceremony at Martha's Vineyard.

In March, Dr Attebery and his son Mark, who teaches in New York, packed up his belongings in San Diego and headed to where the couple had.