Lovers Married After 60 Years

Couple from San Diegoreunites after 60 years and gets married. Yeah! It is true!

Love moves in myserious ways, and that's certainly the case for 81-year-old (Sorry! Young..!!!) Cynthia Riggs. The divorced author from Martha's Vineyard became the central character in her own mystery after receiving a love letter written in code in the mail.

It was mystery that took the author back 60 years, to when she worked at a San Diego marine laboratory with a young man named Howard Attebery. When Ms Riggs tracked Dr Attebery down in California he admitted to sending the note. In a final twist to the story, Dr Attebery confessed his love for Ms Riggs and the couple got married.

Although they never dated when they worked together, the pair used to pass coded messages to each other at the laboratory. Ms Riggs said she told."I liked him a lot but I didn't see any romantic interest in it."

Dr Attebery however, adored his co-worker and kept all of the notes she passed him. Because he was sure Ms Riggs did not feel the same way, he never asked her out - until he was 90 years old.

After the death of his wife, Dr Attebery stayed single for a long time, before finally plucking up the courage to track down Ms Riggs. And, after years of not knowing how to tell her how he felt, Dr Attebery's coded meassage read: 'I never stopped loving you.'

The pair exchanged letters for about a year before meeting and, when they were finally reunited in California, he proposed within an hour: "You know, love is a great place to spend the rest of your life,' he said. The couple had a commitment ceremony at Martha's Vineyard.

In March, Dr Attebery and his son Mark, who teaches in New York, packed up his belongings in San Diego and headed to where the couple had.

Popular alternatives for a personal loan!

When you are in the urgent need of cash, the easiest option seems to be taking a personal loan. But with the raging interest rates these days, it’s not quite wise to get into the vicious cycle of debt. Banks also tend to look at your entire financial profile before accepting you for eligibility. What if you could have an option apart from personal loan in times of crisis?

Here are some quick fixes as alternatives to personal loans –

Loan against fixed deposits – This is the quickest possible loan because banks lend against their own fixed deposits. The repayments of this type of loan should be done within the fixed deposit tenure. The biggest advantage is there is minimal documentation required and loans are available over 80% of the fixed deposit value. Also, your fixed deposit continues to earn interest even during the tenure of the loan. However, you must discipline yourself to repay the loan every month like an EMI.

Gold loan – Initially started off as a popular source of finance in rural and semi-urban areas, gold loans have off late become extremely popular in metros as well. This type of loan provides immediate liquidity on the basis of one’s jewellery without having to sell it away. Further, there are no processing charges and prepayment fees. The loan amount depends on the purity and weight of the gold that is given. Although this loan does not necessitate previous credit history, banks are going stringent on these after recent RBI regulations. Further, the interest is not cheap and is comparable with personal loans.

Loan against Property – You can borrow against your property and the loan amount is calculated on the basis of value of property and the borrower’s capacity to repay. Refinancing the property is an option if the value of loan is to be increased or the property value has risen over a span of time. Failure in prompt repayment can result in loss of ownership, and hence absolute care must be taken, as a property is usually of higher value than any other form of security.

Loan against shares – Banks lend against the shares of specific companies which you hold. However, not all shares you hold qualify for such loans. Each bank has a different list of approved securities which qualify for such loans. The amount depends upon valuation of security and ability to repay and service the loan. Although you can receive money without liquidating your investments, the amount granted as a proportion of the security offered is much lower compared to other forms of loans. With present volatile stock markets, this may not come cheap as well.

Loans against Life Insurance policies – Loans that are granted on the basis of life insurance deals have lower rates of interest and easy options for repayment. Loan amount is dependent on the value of the policy. It can be repaid anytime during the term of the policy. In the event of an unpaid loan amount, interest will be deducted from the claim. This is a quick loan with minimal documentation.

Loan against Public Provident Fund (PPF) – Loans can be taken on the basis of PPF but with tenure only up to 2 years. If the first loan is repaid, the borrower is entitled for another loan if they are within 3 to 6 years of opening an account. The benefit of this loan is that you can borrow without breaking your PPF and also with minimum documents.

You can take a look at the above mentioned options see which one might suit you best. If you are in urgent need of cash but for a short period of time, you might want to consider these alternatives. Evaluate your need and financial position before deciding on any kind of loan, as these will have direct implications of your financial plan.

I Know The World Cannot Imagine Sachin Without Cricket

Anjali Tendulkar feels that it would be difficult to imagine her husband a great cricketing legend Sachin Tendulkar without cricket. The legend ended his 24-year fairytale journey at the Wankhede Stadium after the second cricket Test against the West Indies.

The last one month have been difficult for us. Whenever we thought of this day we became emotional. It will be difficult for us to imagine Sachin Tendulkar without cricket. Cricekt can be without Tendulkar but hard for us to believe that Tendulkar will be without cricket, "Anjali said in a rare TV interview.

Anjali said Tendulkar can never switch himself off from the game.

"I have never seen him switching him off from the game. Even when we are holidaying in England he is always in the switch on mode. He is very conscious about the game and will never eat too much. We will always hit gym and practice with Arjun (son) to stay fit whenever he gets a chance, "said Anjali in an interview to host broadcaster Star Sports.

Anjali said her husband is good at hiding emotions and it would highly unlikely that the cricket legend will aloow his emotions get the better of him. Tendulkar, however, became emotional and tears rolled down his eyes when India lifted the World Cup here at the same venue in 2011. Asked if she would put up the goggles and hide her emotions, Anjali said: "I am also good at hiding emotions. May be if not today but tomorrow."

So how difficult would it be for their kids Sara and Arjun, Anjali said: "Sara is very much like her father. She never shows her emotions. Before they were born Tendulkar was already a cricket star. So while growing up they were still figuring what there father was."

Anjali also said that Tendulkar was pleasantly delighted to see his son as a ball boy on the second day of the Test mach. Tendulkar himself was also a ball boy at the same venue here during the 1987 World Cup.

"Arjun is among the Mumbai U-14 prbables. He had a Harris Shield match and his father told him that he cannot miss the match at any cost. So Arjun went to the play his school match but found that the other opponents haven't turned up. And so he rushed to the stadium and in the meanwhile his coach had already got the accreditation. So Tendulkar was pleasantly surprised to see Arjun as a ball  boy," said Anjali. Anjali also said that now he would give some household responsibilities to Tendulkar. "Sachin is always worried at the paint coming out here and there in the house. Hopefully now I will give him some household responsibiliites," she said.

Article via SMS service from Wikipedia

Airtel, in association with Wikimedia Foundation, has announced a new service called Wikipedia Zero that allows its users free access to Wikipedia on mobile phones.

Wikipedia Zero allows users to search an article on Wikipedia via text messages and not internet. To search for a Wikipedia article through the Airtel partnership, a subscriber simply dials *515# on their phone, and they'll get a text message inviting them to search Wikipedia. The subscriber enters a topic (like 'Cheetah') in the same manner they would send a text message.

Then, two other menus appear that let the subscriber clarify which article they are interested in. The first response is a list of possible matching articles to the search term and the user chooses the best match.

Then the Wikipedia article section headers are listed, and the user chooses which section to read.

So, with only entering a search topic and choosing from a couple of short lists, the subscriber can quickly select any Wikipedia article. At that point, about a paragraph of the article is sent to the phone via text, and the subscriber can respond to continue reading that article.

Praekelt Foundation, a South African nonprofit with expertise in text messaging, has developed the necessary technology for the service. Praekelt's technology acts as a bridge that communicates between the Wikipedia servers and the Airtel network, converting the customer's request for articles into the interactive menus and SMS delivery shown above.

"We're launching this service with Airtel Kenya as a three-month pilot in order to learn more about how well this works in practice. From the lessons we learn from this pilot, we hope to eventually make this service widely available to reach the billions of people who have mobile phones, but cannot afford access to the internet," Wikimedia said in its official blog.

However, this initiative has been started in sub-saharan Africa, starting in Kenya, and not in India.

English Language Channels : Role of Electronic Media

Some days back I look out on a case study on : "Exploring the role of electronic media in augmenting oral communication skills: A case study of secondary level students in the context of District Shikarpur, Pune".

What is an impact or say Role of Electronic Media on our lives? You know what? Above case study had been done the student studying in Secondary Level. Yeah! It is true.

In fact, among the many language learning sources, media (print or electronic) plays an important role in improving one's language standards. Some of the important media instruments that help in learning a language are - newspapers, magazines, television, radio and the Internet. These have revolutionized the world of communication, whose main tool is language. Hence, these media instruments, though used for gaining information, also have evolved as language promoters/resources, thus playing an important role in helping learn a language. Let us now learn how each media tool helps in learning a new language.

If we talk with Television, no doubt it  exposes you to various fields such as news, politics, real stories, science, entertainment, etc. Each of these needs language to express the content. Hence, by watching television you will be learning various applications of the language. Since TV has both audio and video, if you are unable to understand any word or sentence in the language, you can infer its meaning by the visuals.

One of the most beloved electronic media is Internet. Yeah! The Internet gives access to unlimited information on any given topic. Hence, by browsing the Internet, you can learn any aspect of language you wish. Moreover, it also provides tools for interactive learning which eases the process of learning further. Internet is also a great source of learning a new language. It consists of the most renowned language books that give you easy access to the high level literature of the language. The flexibility and ease of using the Internet has made it one of the most entertaining and fun ways of learning a language.

It is true that Electronic media plays an important role in helping people learn a new language. Hence, by making use of the electronic media, one can learn the right application of the language in real situations.

Article Source :

Why English-language Channels are Growing

Job Future in 2014

"Destiny is not a matter of chance; it is a matter of choice. It is not a thing to be waited for; it is a thing to be achieved." These lines by William J. Bryan truly hold their significance in today's 'recruitment' scenario.

It is true that recession has come to India with high heat. Inflation is at an all-time high in India. Prices are going up, and salaries are taking a major hit. There are no jobs in the market.On the other hand, India’s short-term debt maturing within a year stood at $172 billion end-March 2013. This means the India will have to pay back $172 billion by March 31, 2014.

Some days back I overcome a article that Campus hiring to slow down in 2014. It is well-said by Deepali Singh, business head, Firstnaukri.com that the uncertain economic conditions will continue to manifest themselves through a weaker demand for students in campus hiring. In fact, There will be an overall decline in campus hiring in 2014 and fewer students are expected to get employment right from the campuses next year, according to a survey released Tuesday.

Even though in today's recession in India, there is a good news that boosts the morale of every employee who is working in private sector. Yeah! It is proposed that the 2014 Global Financial Development Report (GFDR), finance can boost job creation, reduce vulnerability to shocks and GFDR can have a more central focus on capital market development issues.

If we look at the Global Employment Trend in 2013, Unemployment is on the rise again, as job creation slows across most regions. The rise in estimated global unemployment by 4.2  million in 2012 is one of the largest increases since the early 2000s, excluding the immediate crisis years. Reaching 197.3  million jobseekers in 2012, the number of unemployed is expected to rise further by about 5.1 million in 2013 and by 2.9 million in 2014 in the ILO’s baseline projection, which assumes effective policy action in the United States to avoid a sharp reduction in fiscal expenditures and successful resolution of the debt ceiling discussions and no intensification of the Euro area sovereign debt and banking crisis.

The economic slowdown is no longer a mere conversational statistic. The jobs squeeze. It is now hitting the middle class where it hurts most: In jobs. Two surveys, conducted by apex industry chambers FICCI and ASSOCHAM, released in the first week of September, confirm what head hunters and job portals have noticed for months: India Inc's pessimism about its business prospects, evident now for more than a year, has finally translated into a cut in hiring. So, stay tuned with current jobs in the private sectors till the election of 2014. Do you find any other options?

Article Source:

Campus hiring to slow down in 2014

GFDR 2014: Financial Inclusion

Global Employment Trend in 2013

The Job Squeeze

To Vote or Not To Vote : EVM-A Controversy in India

Is 'not to vote' a fundamental right of the citizen? In other words, can I or you prefer 'not to vote' in an election, and record this fact in front of the Presiding Officer, if we are not satisfied with the available choices of candidates on the EVM (Electronic Voting Machine)?

Well, even if there is no such provision exist anywhere in the Constitution of India, Rule 49 O of the Conduct of Election Rules, 1961 confers upon the voters, an option to NOT TO VOTE, if they wish so, and record this fact in the register of voters (with the Presiding Officer) so that no election fraud or misuse of voting takes place on that person's name later that day. But how many of us are aware about the existence of Rule 49 O?

Now look at the incidences recently happened.

An American computer scientist, J Alex Halderman, who had co-authored a study titled "India's EVMs are vulnerable to fraud", was not allowed to enter the country after landing at the Indira Gandhi International (IGI) Airport here on Sunday evening. Airport sources said he would be deported, but offered no reason for the action. Why? It is the big question that Central Government need to explain as they exercising power or authority in the Indian Democracy.

For the instance, if we look at this title "India's EVMs are Vulnerable to Fraud". I don't think any sort of explanation need to explore here with. On the other hand, when Congress lost in Orissa they say EVM was tampered. Where is the transparency of Congress Government? Now, Congress threatened us if we speak about EVM's and deny that evm's can be tampered. How many of us clearly known to the fact of Right to Reject is section 49 O? So what is the Rule 49 O says?

What do you think about it? To Vote OR Not To Vote? 


Article Source : 

1. US prof behind EVM study deported on arrival

2. Rule 49 O of the Conduct of Election Rules 1961

3. Press Note : Rule 49 O